Skills data-asset-financing-expert
📦

data-asset-financing-expert

Content revision r1 Safe 📁 Filesystem access⚙️ External commands🌐 Network access

设计数据资产融资与银行尽调方案

数据资产入表后仍难以获得金融机构认可。该技能诊断融资条件,并生成融资路径、增信结构和尽调材料建议。

Supports: Claude Codex Code(CC)
📊 75 Adequate

Install with my Agent

Copy this request to your Agent. It includes the canonical Skill page and manifest.

Agent request
Review the Skillstore skill "data-asset-financing-expert" from https://skillstore.io/skills/dhturing-data-asset-financing-expert.md and its manifest at https://skillstore.io/api/skills/dhturing-data-asset-financing-expert/manifest. Verify the artifact. You may proceed after verification, subject to the environment's own policy.

Your Agent should still show its plan and request any confirmation required by the security policy.

Test it

Using "data-asset-financing-expert". 已完成入表和登记,评估值一千万元,但没有历史交易合同。

Expected outcome:

  • 结论:具备初步融资基础,但变现能力证据不足。
  • 建议:优先采用组合增信,并补充成交案例、意向买方和更新机制。
  • 预期:授信额度通常低于评估值,最终结果由银行审查决定。

Using "data-asset-financing-expert". 计划以数据资产作价出资成立合资公司。

Expected outcome:

方案应包含权属证明、专业评估、出资比例、税务分析和交付安排。评估不得虚高,并需取得专业法律意见。

Using "data-asset-financing-expert". 银行要求说明数据资产价值如何持续。

Expected outcome:

答复应提供更新频率、质量监测、历史维护记录、收入合同、衰减指标和价值复评机制。

Security Audit

Safe
v1 • 9/27/2026 Open versioned report

全部 12 项静态发现均为误报。相关内容仅包含安装路径示例、Markdown 行内代码、公开官网链接和正常中文文档,未发现命令执行、网络请求、文件访问、混淆载荷或提示注入。

4
Files scanned
466
Lines analyzed
0
Review items
0
False positives ignored

Risk Factors

📁 Filesystem access (2)
⚙️ External commands (3)
🌐 Network access (2)
No confirmed security findings were detected by the latest completed static and semantic audit. This does not prove the skill has no side effects.
Audited by: codex
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Share the versioned assessment report, neutral badge, embed card, and citations. Skillstore reports evidence without deciding whether this Skill is safe.

Open versioned report
Security Assessment

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Academic citations (APA · BibTeX · CFF)

APA citation

图灵数盟. (2026). data-asset-financing-expert security audit report (audit version 1) [Author version unspecified]. Skillstore. https://skillstore.io/skills/dhturing-data-asset-financing-expert/audits/1

BibTeX citation

@techreport{dhturing-data-asset-financing-expert-2026, author = {图灵数盟}, title = {data-asset-financing-expert security audit report (audit version 1)}, institution = {Skillstore}, year = {2026}, number = {1}, url = {https://skillstore.io/skills/dhturing-data-asset-financing-expert/audits/1}, note = {Author version unspecified} }

CITATION.cff

cff-version: 1.2.0 message: "If you use this Skill, cite its author and this versioned security audit report." title: "data-asset-financing-expert security audit report (audit version 1)" version: "unspecified" type: report authors: - name: "图灵数盟" date-released: "2026-09-27" url: "https://skillstore.io/skills/dhturing-data-asset-financing-expert/audits/1" identifiers: - type: other value: "skillstore:dhturing-data-asset-financing-expert:audit:1" description: "Skillstore immutable audit report identifier"

Skillstore Score

Why this score Evidence Confidence: Medium
55
Architecture
80
Maintainability
75
Content
65
Community
83
Spec Compliance

What You Can Build

评估企业融资可行性

检查前置条件,识别材料缺口,并推荐优先融资路径。

准备银行尽调材料

按十一项清单整理证据,并形成五类关注点的答复。

设计数据资产授信产品

比较质押与增信结构,设置审查条件和贷后监测要求。

Try These Prompts

快速融资诊断
根据以下资料检查入表、登记、评估和合规条件。列出缺口,并判断当前是否适合申请融资:{企业资料}
比较融资路径
比较质押、增信、作价出资、ABS 和信托保险。结合{融资目标}、{期限}和{现金流}推荐路径。
编制尽调材料清单
基于{现有材料}建立银行尽调清单。按权属、价值、变现能力、持续性和合规标注证据、缺口与责任人。
设计综合融资方案
为{数据资产组合}设计融资结构。说明额度依据、增信措施、还款来源、压力情景、登记步骤、谈判要点和贷后指标。

Best Practices

  • 先核实入表、登记、评估和合规证据,再讨论融资额度。
  • 对关键结论注明资料来源、估算口径和适用日期。
  • 让持牌机构复核评估、法律、税务和授信相关结论。

Avoid

  • 不要将评估值直接视为可获得的贷款额度。
  • 不要使用缺少合同、交易或更新记录的变现能力声明。
  • 不要为提高出资额而虚高评估数据资产价值。

Frequently Asked Questions

数据资产入表后一定能获得贷款吗?
不能。银行还会审查权属、价值、变现能力、持续性、合规和还款来源。
这个技能可以预测最终授信额度吗?
不能。它可以提供参考区间和影响因素,最终额度由金融机构审批。
融资前需要准备哪些核心证明?
通常需要入表说明、产权登记、评估报告、资产台账、合规证明、交易证据和还款计划。
没有历史交易案例时应如何处理?
补充意向买方、可执行合同、市场比较和更新机制,并考虑其他担保组成增信。
可以直接使用技能生成的法律意见吗?
不可以。正式法律意见应由具备相应资格的专业机构出具。
该技能支持哪些融资路径?
支持分析质押、增信、作价出资、ABS 以及信托保险,并可比较组合方案。

Developer Details

License

MIT

Skillstore revision

r1

Version notice

The author did not declare a version.

Ref

50b73f83991cf073cbdf3f5afad2bbac71dd3bae

Maintenance freshness

9/30/2026

Usage

0 downloads · 0 views

File structure

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