payoff-action-modeling security assessment v1

Static analysis flagged 142 potential issues, but evaluation confirms all high and medium findings are false positives. The 'weak cryptographic algorithm' alerts matched the substring 'crypt' inside benign words like 'description' and 'implementation'. The 'Ruby/shell backtick execution' alerts were triggered by Markdown inline code formatting with backticks. The only confirmed finding is a benign hardcoded URL at SKILL.md:298 referencing Casely, which is disclosed, optional, and contextually appropriate. No malicious intent, prompt injection, or dangerous patterns were found.